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Finance

Turning your house into a home couldn’t be easier with finance arranged by Coral Windows & Conservatories. Making improvements to your home is a great way to change its feel and use. Not to mention the increase in its value.

Coral Windows (Bradford) Ltd (Financial Conduct Authority register no. 720881), Coral Mills, Halifax Road, Bradford, BD6 2DN acts as a credit broker and is authorised and regulated by the Financial Conduct Authority and may receive commission from the lender. Barclays Partner Finance and Hitachi Capital Consumer Finance acts as the lender with whom we have a commercial relationship (so we cannot provide independent advice).

Every year we offer hundreds of people a convenient and easy way to afford new windows and conservatories by spreading cost.

We’re here to lend a helping hand whether you’re improving to sell or just fancy a change. Just ask one of our consultants for the options available. And for your peace of mind, we only require payment on completion of works.

At Coral we, the credit broker, and lenders have put together a number of finance packages, to allow you to invest in your fabulous home improvement.

Our Sales Designer will be happy to talk you through the options, which are:

Option 1 – Self Sourced Funding
  • This is when you do not require Coral to arrange any form of credit for you
  • Payment options on completion of works: cash, cheque or online banking
  • Minimum order value of £450
  • We can only accept credit or debit card payments up to the value of £1000 per contract
Option 2 – Flexible Monthly Repayments – 8.9% APR Representative
  • Simple & easy way to spread the cost over 3, 5, 10 or 15* years
  • *15 year term only available on orders over £10,000
  • Option to make additional payments at any time, which could reduce the term of the loan & the total interest payable
  • No fees and no deposit
  • Minimum order value £1,000
REPRESENTATIVE EXAMPLE: Cash price £2,500; No deposit £0; Amount of credit £2,500; rate of interest 4.7% p.a. fixed; 8.9% APR Representative; 120 monthly payments of £31.08; Total repayable £3,729.60. Credit is subject to status and affordability.

Terms and conditions apply – please ask for details.

Option 3 – Buy Now Pay Later 12 Months Deferred – 19.9% APR Representative
  • With this option there is nothing to pay for a whole year & NO DEPOSIT
  • If you repay the agreement in full within the 12 months of installation then there’s no interest to pay (a maximum £49 settlement fee applies).
  • If you repay part of the loan before the date of the first repayment, you will not be charged interest on the part of the loan you have repaid. When the lender receives your payment they will reduce your loan balance by the sum of your repayment plus the interest rebate.
  • If you make a full or partial settlement payment to the lender after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment. You may be entitled to an interest rebate which the lender will calculate in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
  • After 12 months you will commence 120 monthly repayments at 19.9% APR
  • Minimum order value £1,000
REPRESENTATIVE EXAMPLE: Cash price £2,500; No deposit £0; Amount of credit £2,500; Rate of interest 14.4% p.a. fixed; 19.9% APR Representative; Duration of agreement 132 months; 120 monthly payments of £53.75; Total repayable £6,450; Settlement fee maximum of £49. Credit is subject to status and affordability.

Terms and conditions apply – please ask for details.

Option 4 – Interest Free Credit
  • 0% APR Representative
  • Monthly payments over 24 months or 36 months
  • No interest payable
  • No fees and no deposit, however 50% of the order value will be payable on completion of works.
  • Interest free credit is not available on any type of conservatory, orangery, extension or roofline.
  • Interest free credit is subject to a minimum order value of £6,500 (for 2 years interest free credit) and £8,500 (for 3 years interest free credit).
REPRESENTATIVE EXAMPLE 2 YEARS INTEREST FREE: Cash price £6,500, 50% payable on completion of works £3,250. Amount of credit £3,250, 24 monthly payments of £135.42. Total payable £6,500. Credit is subject to status and affordability.

 

REPRESENTATIVE EXAMPLE 3 YEARS INTEREST FREE: Cash price £8,500, 50% payable on completion of works £4,250. Amount of credit £4,250, 36 monthly payments of £118.05. Total payable £8,500. Credit is subject to status and affordability.

 

Terms and conditions apply – please ask for details.

Let us tailor a package to suit your circumstances and enjoy your Coral Home Improvements.

 

 

Credit Subject to Status. Ask for written details. Authorised and Regulated by the Financial Conduct Authority

Coral Windows (Bradford) Ltd (Financial Conduct Authority register no. 720881), Coral Mills, Halifax Road, Bradford, BD6 2DN acts as a credit broker and is authorised and regulated by the Financial Conduct Authority and may receive commission from the lender. Barclays Partner Finance and Hitachi Capital Consumer Finance acts as the lender with whom we have a commercial relationship (so we cannot provide independent advice).

Coral Windows (Bradford) Ltd is a company registered in England and Wales under registration number 2562447.
The registered office is Coral Mill, Halifax Road, Bradford, BD6 2DN.
Coral Windows (Bradford) Ltd VAT number 525846134.

*This offer is only applicable when the installation of goods are installed within 12 weeks of the order date
*Offer applicable to uPVC products manufactured by Coral only and where goods are installed within 12 weeks.
*Discounts apply to the geographical areas North, East, South & West Yorkshire. Out of these geographical areas discounts DO NOT apply.
*Interest free credit is not available on conservatory, porch, roofline, roof products
*Authorised and regulated by the Financial Conduct Authority.